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UPI Number

UPI Number

NPCI introduces UPI Number, an additional 8-10 digit payment address, that can be a randomly selected 8-9 digit number or the user's 10-digit mobile number.

This number serves as an alias to the alphanumeric UPI ID, providing seamless transactions. Users can create a UPI Number after generating a UPI ID. Many PSPs/TPAPs currently use mobile numbers as an alias to UPI IDs, but the UPI Number enhances interoperability, allowing for payments across the ecosystem.

  • UPI Number simplifies payments by allowing users to enter the payee’s UPI Number instead of the alphanumeric UPI ID.
  • Once created, users can seamlessly receive payments from any UPI application.
FAQs
What is the UPI Number?
Is it mandatory to have a UPI ID for having a UPI Number?

Yes, it is mandatory to have a UPI Id to get a UPI Number

What is the need for a UPI Number?

The UPI Number ensures seamless and interoperable payments by utilizing only the mobile number. This feature goes beyond its usability to facilitate payments even on feature phones, where entering alphanumeric data may pose challenges.

What are the criteria for choosing UPI No?

Customers can pick an 8-9 digit number of their preference or opt for their 10-digit mobile number as their UPI Number.

It's pivotal to note that the UPI Number should not commence with zero, and customers cannot select a number with all identical digits (0-9) as their UPI Number and last 3 digits should not be same

Can a customer choose less than an 8-digit number as a UPI Number?

No, a customer can only choose an 8-9 digit number or his ten-digit mobile number.

How can a customer generate his UPI Number?

UPI Apps will give the option to the user to create a UPI Number. UPI Number will be created after the user's consent.

How many UPI Numbers can be linked with a UPI ID?

A customer can link multiple UPI Numbers with his UPI ID. i.e. a customer can link both (8-9 digits) the UPI Number (of his choice) and Mobile Number as the UPI Number

Can a user link the UPI Number with two different UPI IDs?

No, one UPI Number can be linked with only one UPI ID.

Can a UPI user link his one existing UPI Number with another UPI ID?

Yes, a UPI user can link their existing UPI Number with another UPI ID. However, the user needs to confirm the delinking of their earlier UPI Number from the linked UPI ID before linking it with another UPI ID.

Can a customer deregister his UPI Number/Mobile Number from a PSP?

Yes, a customer can do it. PSP must take customer consent before deregistering UPI Number

Can a customer port his UPI Number?

Portability of UPI number (8-9 digit) is not allowed. However UPI number of 10 digit i.e Mobile number can be ported within Apps (PSP/TPAP). This portability within apps will be allowed only once in 24 hours

Can a customer disable his UPI Number?

Yes customer can disable (temporarily deactivate) his 8-9 digits UPI number and can reclaim it within 6 months. However, 10 digit UPI Number (i.e Mobile number) can only be deleted and can’t be deactivated or disabled.