NPCI introduces UPI Number, an additional 8-10 digit payment address, that can be a randomly selected 8-9 digit number or the user's 10-digit mobile number.
This number serves as an alias to the alphanumeric UPI ID, providing seamless transactions. Users can create a UPI Number after generating a UPI ID. Many PSPs/TPAPs currently use mobile numbers as an alias to UPI IDs, but the UPI Number enhances interoperability, allowing for payments across the ecosystem.
Yes, it is mandatory to have a UPI Id to get a UPI Number
The UPI Number ensures seamless and interoperable payments by utilizing only the mobile number. This feature goes beyond its usability to facilitate payments even on feature phones, where entering alphanumeric data may pose challenges.
Customers can pick an 8-9 digit number of their preference or opt for their 10-digit mobile number as their UPI Number.
It's pivotal to note that the UPI Number should not commence with zero, and customers cannot select a number with all identical digits (0-9) as their UPI Number and last 3 digits should not be same
No, a customer can only choose an 8-9 digit number or his ten-digit mobile number.
UPI Apps will give the option to the user to create a UPI Number. UPI Number will be created after the user's consent.
A customer can link multiple UPI Numbers with his UPI ID. i.e. a customer can link both (8-9 digits) the UPI Number (of his choice) and Mobile Number as the UPI Number
No, one UPI Number can be linked with only one UPI ID.
Yes, a UPI user can link their existing UPI Number with another UPI ID. However, the user needs to confirm the delinking of their earlier UPI Number from the linked UPI ID before linking it with another UPI ID.
Yes, a customer can do it. PSP must take customer consent before deregistering UPI Number
Portability of UPI number (8-9 digit) is not allowed. However UPI number of 10 digit i.e Mobile number can be ported within Apps (PSP/TPAP). This portability within apps will be allowed only once in 24 hours
Yes customer can disable (temporarily deactivate) his 8-9 digits UPI number and can reclaim it within 6 months. However, 10 digit UPI Number (i.e Mobile number) can only be deleted and can’t be deactivated or disabled.