UPI LITE

Enablement Flow

To enable UPI LITE

• User must open his/her UPI App
• On home screen of the App, user will get the option to enable UPI LITE. Click on the option
• User reads and accepts the terms & conditions
• User enters the amount to add in UPI LITE and select the Bank account
• User enters UPI PIN
• UPI LITE enabled successfully!

Top up in UPI LITE

New User + Auto Top-up Setup

• User must open his/her UPI App
• On the home screen, user gets the option to enable UPI LITE
• User reads and accepts the terms & conditions
• User selects Auto Top-up setting option at the time of enabling
• User sets threshold amount and top-up amount as per the desired options
• User enters UPI PIN once to confirm LITE enablement along with the Auto-top up setting
• UPI LITE enabled with Auto Top-up setting successfully!

Existing User + Auto Top-up Setup

• User must open his/her UPI App
• On the home screen, user will get the option to see their UPI LITE balance. Click on the option.
• User selects Auto Top-up setting on the App-specific UPI LITE page
• User sets threshold amount and top-up amount
• User enters UPI PIN once to confirm auto top-up setup
• Auto Top-up successfully linked to existing UPI LITE!

Manual Top-up in UPI LITE

• User must open his/her UPI App
• On the home screen, user will get the option to see their UPI LITE balance. Click on the option.
• User clicks on the LITE balance option, and enters the amount to add and clicks to add amount to LITE
• User enters UPI PIN
• Amount is successfully added to UPI LITE!

Transaction flow

For making seamless transactions via UPI LITE

• User opens the app
• User chooses to pay.
• User enters the amount
• Money Sent Successfully without UPI Pin

Benefits of UPI Lite

• Improved success rate for UPI transactions
• Less infrastructure load on Remitter Bank CBS
• Uncluttered Passbook for users
• One click single factor authentication for UPI transactions of value less than ? 1000

UPI LITE balance in case of change of Mobile Device

Your UPI LITE balance is treated just like cash, so it’s important to keep it safe. Here’s how your balance works if you change or lose your mobile device:

1. Changing your mobile device

• Before switching to a new device, simply disable your existing UPI LITE account and then enable it again on your new phone.
• This process will make sure that your remaining UPI LITE balance is securely moved back to your linked bank account.

2. If your device is lost

• If you lose your phone with an active UPI LITE account, you can contact your bank to request a refund of the wallet balance.

3. If you change your mobile number

• Please disable your existing UPI LITE account before updating your number. This ensures that your balance is handled correctly.

Banks Live:

Apps Live:

UPI LITE - 36 Apps Live
Sr. No	Apps	Status
1	ABCD	Live
2	Bajaj Pay	Live
3	BharatPe	Live
4	BHIM	Live
5	BHIM IOB UPI	Live
6	BHIM PNB	Live
7	BHIM SBI Pay	Live
8	BHIM Suryoday UPI	Live
9	BOB world UPI	Live
10	Canara ai1	Live
11	Cent eeZ	Live
12	Cent UPI (CBI)	Live
13	Curie Money	Live
14	Fino Pay	Live
15	Freecharge	Live
16	Freo	Live
17	Genwise	Live
18	Gpay	Live
19	Groww	Live
20	iMobile	Live
21	Jar	Live
22	JKB BHIM UPI	Live
23	Jupiter	Live
24	Moneyview	Live
25	Navi	Live
26	OneCard	Live
27	PayTm	Live
28	PhonePe	Live
29	PopClub	Live
30	PSB Unic	Live
31	Samsung Wallet	Live
32	Supermoney	Live
33	TimePay	Live
34	Unity UPI App	Live
35	Yes Pay Next	Live
36	Indian Bank App	Live