BHIM

Bharat Interface for Money (BHIM) is an app that lets you make simple, easy and quick payment transactions using Unified Payments Interface (UPI). You can make instant bank-to-bank payments and pay and collect money using just mobile number or Virtual Payment Address (UPI ID).

The following are the features of BHIM:

• Send Money: Send money by entering your Virtual Payment Address (UPI ID), account number and QR scan.

• Request Money: Collect money by entering the Virtual Payment Address (UPI ID). Additionally, through the BHIM app, one can transfer money using Mobile No. (Mobile no. should be registered with BHIM or *99# and the account should be linked).

• Scan & Pay:  Pay by scanning the QR code through Scan & Pay or generate yours to let others make easy payments to you.

• Transactions:  Check your transaction history and also pending UPI collect requests (if any). You can raise a complaint for the declined transactions by clicking on report issue in transactions.

• Profile:  You can view the static QR code and Payment addresses linked to your account. You can also share the QR code through various messenger applications like WhatsApp, Email etc. available on phone and can also download the QR code.

• Bank Account:   Switch between multiple bank accounts linked with your BHIM App. You can set/change your UPI PIN or check your balance.

• Language:  Currently, BHIM is available in 20 languages, i.e., Hindi, English, Tamil, Telugu, Malayalam, Bengali, Odia, Kannada, Gujarati, Marathi, Assamese, Bengali, Bhojpuri, Haryanvi, Marwari, Konkani, Manipuri, Khasi, Mizo and Urdu..

• Block User:  Block/spam users who are sending you collect requests from illicit sources.

• Privacy:  Allow a user to disable and enable mobilenumber@upi in the profile if a secondary UPI ID is created (QR for the disabled UPI ID is also disabled).

• Scan: Scan any QR code sticker that has the UPI and BHARAT QR logos on it with the BHIM app. You can also generate your QR code to make it easier for others to pay you.

• IPO using BHIM: Apply for any IPO by entering your BHIM UPI ID on the IPO application, and then proceed by approving on the BHIM app.

• Bill Payments on BHIM: The BHIM app supports in-app utility bill payments to help users pay bills on the go with the help of BHIM BillPay.

• UPI AUTOPAY: You can now enable recurring e-mandates using any UPI-enabled app for recurring payments such as mobile bills, electricity bills, EMI payments, entertainment/OTT subscriptions, insurance, and mutual funds, among others.

*BHIM APP is available in play store (android version 5.0) and App Store (iOS 13.4)**

First Time User:

• Step 1: Download and Install the BHIM app from Google Play store/Apple App Store.
• Step 2: Select your preferred language.
• Step 3: Select a SIM card which has the mobile number registered with your respective bank.
• Step 4: Set the application passcode required to enter the app.
• Step 5: Link your bank accounts using the bank account option.
• Step 6: Set your UPI PIN by providing the last 6 digits of the debit card and the expiry date of the debit card.
• Step 7: Click on send and enter UPI ID. You can also Scan & Pay the QR of the person to whom you want to send money.
• Step 8: Enter the UPI PIN you set earlier to authenticate the transaction.
• Step 9: Check ‘Transaction’ to see the status of the transaction.